Pre-Existing Medical Conditions – How Can They Affect Your Health Coverage?
People with pre-existing medical conditions are often worried that they might be denied or excluded from health coverage, and with good reason. Many health insurance companies refuse to cover people with conditions such as heart disease, cancer, asthma, diabetes, and high blood pressure. Some relatively minor conditions, such as hay fever or injury, may also cause people to be excluded from health coverage. While there will be many changes in the next few years, it is important to know how having a medical condition will affect your health insurance today.