The Purpose of Health Insurance
Healthcare service is one of the services every responsible government in the world is expected to provide to its people. And while many governments do make what can be termed as a sincere effort to provide some level of healthcare services to their people, the reality of the matter is that the governments tend to be challenged in such a role, making it imperative for individuals to find ways of supplementing the government-provided healthcare services. In fact, most of the governments that offer healthcare services to their citizenry are nowadays explicitly asking for the people seeking such services to contribute something towards their provision (in what are referred to as cost-sharing schemes), and it is indeed very hard to find any country in the world that offer absolutely free healthcare.